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Vue lecture

The New Affordability Fight in the Midterms: Home Insurance Prices

Extreme weather is driving up insurance rates, impacting races from California to the nation’s central Tornado Alley.

© Chase Castor for The New York Times

Increasingly violent storms in the nation’s midsection, like the storm that hit Gilbert Kirk’s house in Kansas City, Kan., are driving up homeowners insurance.
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This L.A. Power Broker Is Suing Over His Uninhabitable $20 Million Mansion

Austin Beutner has filed a lawsuit that highlights a central dispute after the 2025 Los Angeles fires: Who pays when a house survives the flames but not the smoke?

© Ryan Young for The New York Times

Austin Beutner is battling his insurance company to get what he believes he is owed for smoke damage.
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