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California Fire Victims Urge State to Hold Insurers Accountable

“We thought we could trust the system,” said a homeowner in Altadena whose insurance policy was canceled only months before the January fires destroyed his home.

© Erin Schaff/The New York Times

More than eight out of 10 of those whose homes were destroyed in the fires are still displaced.
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California Promised Insurance Relief, But Delivered Loopholes

New regulations were supposed to ensure that homeowners in fire zones would have coverage available. But companies can still avoid serving many high-risk areas, a Times investigation found.

© Loren Elliott for The New York Times

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Jamaica Prepared a Financial Fortress for Disaster. Hurricane Melissa Will Test It.

All of Jamaica’s financial defenses — insurance, bonds and credit lines — could be deployed to recover from Hurricane Melissa. Will it be enough?

© Abbie Townsend for The New York Times

Hurricane Melissa destroyed crop fields, homes and businesses, bringing rains that washed away trees, roads and cars.
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